What Is the Best International Debit Card?
It is important to know the best way to pay for your expenses when traveling overseas. Your credit or debit card may be accepted at the cash register, but you need to determine whether it will be a fee-free transaction or if the vendor will charge you a transaction fee. In addition, some credit cards offer cashback and reward programs.
With the rise of online payment methods like PayPal and credit cards, finding a good plastic card has become increasingly tricky, especially one that offers both convenience and security.
What is a debit card?
A debit card is the easiest way to navigate the world. You can write spending money onto the card and use it anywhere. Around the world, debit cards are widely accepted. But if you’re traveling abroad, you may find that some countries refuse to recognize your debit card.
Here are some of the best international debit cards:
- HSBC Premier Platinum Debit Card.
As you’re considering your options for a new debit card, you probably want it to fit into a specific budget. We also believe you should get a card that will fit your lifestyle. That’s why when we test many different cards, we look for cards that fit our needs as well. When we reviewed the HSBC Premier Platinum Debit Card, we found that it offers a balance transfer program that can help you reduce your interest rates. The HSBC Premier Platinum Debit Card is a product of the international bank HSBC, a leading international bank with a worldwide presence. The HSBC Premier Platinum Debit Card offers its cardholders extensive travel benefits and competitive interest rates on outstanding balances—it is undoubtedly one of the most popular travel Debit cards on the market.
- SBI Global International Debit Card.
SBI Global is a global bank founded in New York in 1983 and later established in Hong Kong. It has over 42 million customers and operates in more than ten countries and regions. It is a leading financial services provider in Asia, Latin America, and the Middle East. Its primary business is lending to consumers and small businesses. “SBI Global International Debit Card” is an excellent choice for people who are adventurous and want to travel internationally.
- HDFC Easy Shop Platinum Debit Card.
The HDFC Easy Shop Platinum debit card promises to save you from the ATM and foreign transaction fees, but at the same time, it’s a card that is meant to be liked. It’s a card meant to be used for everyday utility payments and for making small foreign transactions but not for shopping.
- ICICI Bank Sapphiro International Debit Card.
The ICICI Bank Sapphiro International Debit Card is a prepaid debit card designed for those looking for a simple, easy and convenient way to get around the world. Its features include:
- The ability to withdraw cash from 24,000 ATMs worldwide
- Fees starting from 2.5% (international transactions)
- Purchase of goods and services at a maximum of a 15% discount at all outlets that accept the card
- No travel restrictions or blackout dates, and no restrictions on purchasing online.
- Global ATM-to-ATM withdrawals.
- Axis Bank Burgundy Debit Card.
The Axis Bank Burgundy Debit card has some of the sleekest designs we’ve seen to date. It comes with a number of unique features that make it an excellent card for travel. The biggest perks are the 2 GB of free data per day, which is a great perk for a debit card. It also provides access to Axis Bank’s 24/7 customer care services.
Debit cards are great for in-store purchases but often used for smaller purchases like coffee and lunch outside of the home, and most credit cards have a 2-4% foreign transaction fee. Debit cards are good for traveling as they are easy to use and can be used in most countries without the hassle of cash and having to pay the ATM surcharge.
At first glance, an international debit card may not seem like something you’d need to carry with you everywhere, but there’s a good reason to have one—even if you have a regular credit card. International debit cards offer a number of benefits that outweigh the potential hassle of carrying one.